It’s Time To Give Your Finances A Spring Cleaning!

springtime

It’s finally starting to feel like spring here in the northeast. My fiancé spent the entire weekend giving our house a good spring cleaning, so this week I’m going to spring clean our finances. It’s a good idea to review your finances a few times a year, and if the change in season is what reminds you to do it, then it’s as good a time as any! With all the changes that will be happening in our lives this year we have a bit more to take care of than normal. Here’s what I’m tackling in our financial spring cleaning for this year: Filing Our Taxes – Yeah, yeah…shouldn’t a guy who writes a finance blog have his taxes done already? Normally, yes, but I’ve been unusually busy this year and just haven’t had time to sit down and do them! While we all know we have to file … Continue reading

Ten Tips That Saved Us $12,000 On Our Wedding Budget

Ten Tips To Save On Your Wedding Budget

Little did I know when I got engaged that I was willingly jumping into a world of complete insanity – what is more commonly known as “wedding planning”. I knew weddings were expensive, but it wasn’t until we started planning our wedding that I realized why. There is SO MUCH STUFF that you need to pick out…and ultimatley pay for. Thankfully my bride-to-be is as budget conscious as I am, so we’ve found a few ways that we’ve been able to save ourselves a boatload of money through the wedding planning process. We’re still going to end up spending a ton of money, but here’s how we’ve been able to save $12,000 (and counting!) on our wedding budget. 10 Tips That Will Help You Save On Your Wedding 1. Realize That Nobody Cares About The Fine Details. – Ladies, this one is directed towards you, and while it may sound … Continue reading

The One Asset You Need To Maximize

maximize-time

Most of us are still young, working away long hours at jobs we don’t love, and are told to focus on stocking away as much money as we can for our future. But how often do we really stop to think about what that future holds, and when that future actually takes place? Most of you reading this have a good handle on your personal balance sheet. Your assets: (house, investment accounts, savings accounts), and your liabilities: (mortgage, car loans, credit card bills, utilities). We work and sometimes obsessively focus on these parts of our life, but many of us don’t pay enough attention to the most important asset we have, Time. Investing should be about more than trying to maximize ROI or to push our net worth to new heights. Investing should be about being able to take control of time. Money can’t buy happiness in the form of physical … Continue reading

Two Little Known Ways To Save Money On Amazon

amazon-box

Amazon.com is the world’s largest online retailer, and for good reason. They offer just about any product you can imagine, they’re usually among the lowest prices you’ll find, and they’re super convenient to buy from. Sometimes even a bit too convenient (I’m looking at you: “one-click ordering”). While shopping on Amazon in the first place is usually a great way to save money. There are ways you can save even more money when shopping on Amazon. The Amazon Outlet Store Outlet malls have long been a destination for shoppers seeking deals above and beyond anything found in your typical brick and mortar shopping malls. Well, most people don’t even realize that Amazon has its very own outlet store! The reason most people don’t know the outlet store exists is because Amazon doesn’t exactly put it out there front and center for everyone to see. Instead the Amazon outlet store is … Continue reading

myRA: What You Need To Know About The Newest Retirement Plan

retirement-fund

If you tuned in to President Obama’s ‘State of the Union’ Address last week you heard him mention a new type of retirement account called the ‘myRA’.  While the President didn’t go into many specifics as to what exactly the myRA would be in his speech, The White House has since released more details. The prospect of having a new retirement account at our disposal piqued my interest. So I went digging to see what it was all about, and more importantly, if it’s a good idea to open a myRA. Here’s what you need to know. What is the myRA? We all know that most people have shockingly little stocked away for their retirement, and according to The White House, about half of American workers don’t have access to a 401(k) or similar employer sponsored retirement plan. The myRA aims to be a “starter” retirement account for people who have little … Continue reading

What Is Your Money Personality Type?

wallet

Our personality and our attitudes towards different aspects of our life are what define us. They drive our behavior, shape our world view, and impact our decision-making. Your attitudes towards love, religion, politics, sex, and of course money make up a lot of who you are as a person. When it comes to money, I’ve noticed most people fall into one of four main “personality” categories: The Free Spender, The Penny Pincher, The Money Maximizer, and The Ignorant. Which one are you? Let’s look at some of their traits to find out: The Ignorant “See no evil, hear no evil, speak no evil.” If you’re reading this website there’s a very high chance you’re not among the ignorant. Still, I’m sure you know quite a few people in your life who are. The Ignorant are those who “just don’t have time” to learn about or manage their money. Ask them … Continue reading