Negotiate Your Salary and Guarantee Yourself More Money

salary negotiation

“Success in life is directly proportional to the number of awkward conversations you’re willing to have.”  I don’t know who that quote comes from, but I heard it not long ago and it really stuck with me because it’s 100% true. To be successful in just about anything, you have to be willing to take a risk or have an “awkward conversation”. The guys who get the most dates are the ones most willing to actually walk across the room and start a conversation with the beautiful brunette they’ve been wanting to talk to all night. Successful entrepreneurs are rich because they took the leap of starting their own business, while the rest of us toil away in a cube because we’re scared of what happens if our idea fails, or worse, we’re aimlessly waiting for a “million dollar idea” to fall out of the sky and land in our … Continue reading

How To Survive A Stock Market Correction

market-correction

“We’re overdue for a stock market collapse.” “This could be the big one.” This is what you hear when you turn on the news or read magazines and newspapers. After the great bull market run from 2009 to today, many are predicting the stock market is going to drop. Depending on who you listen to, this drop could be as little as 5% to as much as 30%. With so many “experts” telling you the market is going to drop, how does an investor invest their money now and still be successful? Should you be afraid of a stock market pullback? What Is A Stock Market Correction By definition, a stock market correction is when the stock market drops by 10%. This usually doesn’t happen in one day’s time, but rather over time, say a few weeks. While 10% might sound like a lot, this type of a decline is … Continue reading

Financial Moves To Make After Your Wedding

financial moves to make after your wedding

 So much goes into planning a wedding that once it finally happens you breathe a big sigh of relief and look forward to getting on with a “normal” life. At least that’s how I felt. My wedding finally came and went a little over a week ago. Everything went smoothly and a great time was had by all. You don’t realize how stressful the planning process is (even to a laid back guy like me) until it’s over and you can finally stop thinking about it! Unfortunately, the wedding only signals the beginning of important decisions and changes that will need to be made rather quickly. Seeing as I’m going through it all now, I thought it might be helpful to others to have a guide to the financial moves that need to be made after you both have said “I do”. The Post-Wedding Financial To-Do List While heading off … Continue reading

The TV Ad That Illustrates Why You Suck At Investing

upward graph

I was watching TV the other night, when a commercial came on that had me shaking my head in disbelief. Watch the ad below and see if you can see why I find it so incredible that this is currently airing all over TV… No, it’s not that these nice “near-retirement” couples are using John Hancock to manage their money. I’m sure they’re as good as any other financial advisor. What really got to me is the sentiment of the commercial. That these couples are just now coming out of their shells and thinking about getting back in the markets? And John Hancock is claiming “You’re not alone”?! I hate to break it to everyone involved, but you seem to be a little slow on the uptake! If you got out of stocks during the great recession and are just getting back into the market now, you’ve missed out on … Continue reading

The Importance of Taking Care of Yourself

spa

I am a workaholic. I freely admit it. I have always felt good about working hard and being able to pay my own way. When I was about thirteen years old, I began a part time nanny gig for my mom’s friend. I remember being paid $5 an hour, which seemed like a fortune at the time. Taking care of her crazy kids was hard but nothing beat the feeling of being able to go to the store and buy my own things. I don’t think I ever made more than $30 at a time babysitting her kids but it was a start for me. I loved the feeling of earning money and I was going to continue to try and earn. That brings me to my next point. A lot of people who like to work also have a tendency to not treat themselves right. Don’t know what I … Continue reading

Reflecting On Some Of Life’s Most Valuable Lessons

the-thinker

My birthday is this week. As a child your birthday is always one of the most exciting days of the year, but as we get older birthdays become a time of introspection. Hitting 30 made me realize how fast it all goes, and now as I turn 32, I figured I’ll share with you some of the most important lessons I’ve learned over my years… 1. You’re Not Special – I know, it may sound harsh, but it’s true. Yes we all have our own special skills and talents, but no one out there is going to treat you like the special little snowflake you were told you were as a child. Don’t expect people to bend to your schedule or find your problems as important as you do. 2. Fear Is A Choice – Don’t spend your life missing out on opportunities because you’re consumed by “what if’s”. The regret … Continue reading